January 21, 2018

8 Tips for Lowering your Small Business Insurance Premium

1. Background checks on employees: minimize risk of theft or malfeasance.  One of the biggest drivers of higher premiums is claims.  If you can go a full year or longer without the need to have a claim, your rates will go down.  Make sure you hire employees without a criminal background to reduce your potential risks.  Remember that claims can […]
January 21, 2018

What Should You Do If You Can’t Afford To Pay Your Car Insurance Bill?

Sometimes life throws you a curveball – you lose your job, are hit with a big medical bill, or need to pay for legal fees. Whatever the reason may be, you suddenly cannot afford to pay for your car insurance premiums and you need to know what your options are. Fortunately, you’ve come to the right place. What Happens If […]
January 21, 2018

Is Car Insurance Higher For A Leased Car?

If you are thinking about leasing a car you are part of a growing group of Americans. Leasing is more popular than ever, but you might be wondering if you are going to have to pay higher insurance premiums to drive that leased vehicle. The answer is – maybe. It depends on upon several factors that we will discuss here. You might […]
January 21, 2018

In An Accident But Didn’t Get Any Insurance Information. What’s Next?

If you get into a car accident that isn’t your fault, then the law is on your side. This is the purpose for car insurance and it should then follow that the driver that was to blame will pay for the damage and for any medical costs through their insurance. It is a legal requirement that drivers should have insurance and […]