January 21, 2018

11 Things to Consider when Buying Commercial or Business Insurance

If you are a business owner, whether you drive for Uber and/or Lyft, own and operate a small restaurant or even build homes, you will need to make sure that you have an adequate amount of business insurance to protect both your personal and business interests.  Often times, someone will start a business and unless it is a licensing requirement, […]
January 21, 2018

8 Tips for Lowering your Small Business Insurance Premium

1. Background checks on employees: minimize risk of theft or malfeasance.  One of the biggest drivers of higher premiums is claims.  If you can go a full year or longer without the need to have a claim, your rates will go down.  Make sure you hire employees without a criminal background to reduce your potential risks.  Remember that claims can […]
January 21, 2018

What Should You Do If You Can’t Afford To Pay Your Car Insurance Bill?

Sometimes life throws you a curveball – you lose your job, are hit with a big medical bill, or need to pay for legal fees. Whatever the reason may be, you suddenly cannot afford to pay for your car insurance premiums and you need to know what your options are. Fortunately, you’ve come to the right place. What Happens If […]
December 6, 2017

Here’s Why Millennials Aren’t Buying Life Insurance (and why they are wrong!)

Only 52% of Millennials have life insurance, but a whole lot more than that have loved ones—spouse, partner, kids, aging parents—that need financial protection if something were to happen to them. Here’s what the 2017 Insurance Barometer Study by Life Happens and LIMRA found: