Life Insurance

How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your Life insurance policy. Call me today so you can create a plan to help provide financial support for those who depend on you.

Whether you are considering purchasing, replacing or changing your life or annuity insurance policy, it is important to understand the different products available, how much insurance you need, how much you can afford to pay, and the kind of policy you can get that meets your needs. The suitability of a purchase of a life or an annuity policy should be determined by first assessing your needs and determining what is in your own long term best interest. It is important to shop and compare insurance products just like you would when shopping for any other important consumer purchase.
January 23, 2018

Retirement Planning for Women: Making Those Years Count

On average, women tend to live a few years longer than men. Scientists and comedians have tried for years to get to the bottom of it, with no luck really. This means a couple of things for women, though – first, you score a point in the battle of the sexes. It also means you need to be more financially […]
January 23, 2018

Protecting Your Financial Life: Consider a Pocket-Knife

Most people think life insurance is there to protect your family if you die before you retire, and that’s true. But with its unique combination of tax and non-tax benefits, life insurance is a versatile financial product that can also help protect other areas of your financial life such as your retirement savings and strengthen the financial security of those […]
January 23, 2018

Setting Retirement Goals that will Help You in Your Golden Years

To calculate how much money you’ll need in retirement, try this exercise. Visualize yourself in retirement and break out your anticipated expenses into “needs,” “wants” and “wishes.”  Your needs are your foundational floor and should include your day-to-day expenses for food, shelter and health care. Your wants are your discretionary expenses for things like travel, consumer goods and recreation. Your […]
January 21, 2018

25 Questions to ask when Buying a Life Insurance Policy

Once you make the decision to buy life insurance, selecting the right life insurance company and plan is extremely important. The following are 25 questions you should ask, as you consider what company to do business with and what plan to buy. 1. What is the insurance plan monthly and annual premium? Premiums can vary greatly depending on the plan and […]